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South Korean Household Credit Surpasses 2,000 Trillion Won Milestone

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2 sources · South Korea · 1 of them is linked to a state

Who reported this

  • Yonhap South Korea · Centre · State-affiliated · Cooperative; statutory national agency with state subsidy
  • The Korea Herald South Korea · Centre-right · Herald Corporation (Yeongpoong Group)

What the colours mean

  • Left
  • Centre-left
  • Centre
  • Centre-right
  • Right
  • A hatched block means the outlet is affiliated with, or controlled by, a state.

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Every source for this story reports from South Korea.

Household credit in South Korea is expected to have exceeded the 2,000 trillion won (US$1.41 trillion) mark for the first time in the second quarter. This growth was driven by an increase in stock loans and home backed loans, according to industry sources. At the end of March, household credit had already reached an all time high of 1,993 trillion won, which was an increase of 14 trillion won from the end of the previous year. This represented the seventh consecutive quarterly increase, although the growth pace had slowed for two straight quarters. Outstanding household loans by all financial institutions are estimated to have risen by at least 21 trillion won during the second quarter. For the full year of 2025, household credit increased by 56.1 trillion won, or 2.9 percent, from the previous year. This marks the fastest growth since 2021. The government has introduced measures to curb household debt and cool the housing market, but demand for homes remains strong and stock loans have risen alongside a bull market.

How each side framed it

Centre
The report presented the increase in household credit as a factual milestone driven by market demand and stock trends.
Centre-right
The report mirrored the factual account of the credit increase and the government's attempts to curb debt.

Sources

100% of the statements in this article were traced back to the source articles listed above.